Belo has positioned itself as one of the most used digital wallets for integrating cryptocurrencies and local money in one place. Founded in 2020 by former Mercado Libre executive Manuel Beaudroit, it allows you to send, receive, store, and spend cryptos like BTC, ETH, USDT, and more from your phone, with no minimum entry and almost zero fees. Ideal for users looking to move away from cash, dollarize, or save with flexibility, all without complications or deep financial knowledge.
What is Belo and How It Works
Belo is a mobile app designed to turn your phone into a multi-currency digital wallet. It is intended for users in Argentina and other Latin American countries who want to use crypto in their daily lives without becoming blockchain experts. Since its launch, it has gained traction for its simple approach, low cost, and the ability to move money between local currencies, crypto dollars, and more than 20 cryptocurrencies in seconds.
Open Your Account and Use It Now
The registration process is quick: download the app, verify your identity with your ID or passport, and in less than 10 minutes, you can fund it via transfer, crypto, or cash (through partners). From that moment, you can buy and sell cryptos, pay with QR codes, or save in stablecoins like USDT to avoid inflation.
100% free account with no minimum
Direct conversion between local currencies and crypto
Integration with QR payments and top-ups
More than 20 cryptocurrencies available
Support in Spanish, English, and Portuguese
The app also allows you to view real-time transactions, set price alerts, and receive notifications for each transaction, ideal for maintaining full control from your phone without relying on the bank.
What You Can Do with Your Balance in Belo
Belo is designed as an everyday tool, not a trading platform. Here, you won't find candlesticks or complicated charts, but you can use your crypto or fiat balance to pay, transfer, or save without restrictions. Additionally, you can store your income in stablecoins like USDT or DAI to avoid the impact of devaluation.
Key Features Offered by Belo
Send and receive crypto or fiat in seconds
Instant conversion between fiat and crypto
QR payments in stores
Recharge of transport cards, mobile phones, and services
Secure storage with private keys and 2FA
Fees range from 0% to 1% depending on the transaction, but many functions are free. You can fund via bank transfer, send crypto from another wallet, or load cash at associated points. You can also withdraw to your bank or another wallet when needed.
Belo is not an exchange, but it serves well as a bridge between traditional and crypto ecosystems. It is a practical solution for those looking to dollarize without the need to operate bonds or navigate complicated exchanges.
Security, Community, and Regional Vision
Although it is not a regulated broker in the US or Europe, Belo operates under local compliance as an Argentine fintech and applies security measures such as two-factor authentication (2FA), data encryption, and biometric access control. Additionally, it works with segregated funds to protect users' balances and avoid operational risks.
What We Like and What Can Be Improved
✅ Fast and simple app for using crypto without complications
✅ Very low fees and no fixed charges
✅ Strong commitment to financial inclusion in LATAM
⚠️ Lacks advanced investment tools
⚠️ Limited to payments and savings, no trading
Belo also stands out for its active community on platforms like Discord, Telegram, and Twitch, where they discuss news, crypto education, and practical use of the app. With its focus on Argentina and regional expansion, it aims to establish itself as the preferred wallet for the digital daily life of millions of people.
In summary, if you want a digital wallet that combines local currency, dollars, and crypto in one place, without excessive fees or technical learning curves, Belo is a practical local option with a vision for the future.